Preheat oven to 350°F and line or grease two loaf pans.
Add all dry ingredients to a bowl (flour through nutmeg) and whisk to combine. Set aside.
Mash the bananas well in a large mixing bowl, then stir in the eggs. Add sugar, discard, and oil and stir well.
Carefully add dry to wet and mix the two together - don't over mix it. I like to use a danish dough whisk.
Fold in chocolate chips or nuts if using.
Divide between two prepared loaf pans and bake for 45-60 minutes or until a toothpick comes out clean in the center.
Let rest in the pan on a rack for 10-15 minutes before removing from the pan to cool completely.
Notes
You can freeze one loaf for later! Make sure it has cooled completely over several hours before wrapping well to freeze.
You can use fresh ground wheat here as well, and even red hard wheat works because the banana flavour is so strong. If using fresh wheat, let the batter rest in the loaf pans about 20 minutes before baking so the wheat hydrates.